Everything a bank does, simply not done for profit...™

Featured Rates/ Products

New/Used Auto

As Low As
5.49% APR*

Platinum Cards

9.9% APR*

Credit Builder

4.9% APR*

HELOC

As Low As
7.25% APR* Variable

12 Month CD

2.75% APY*

ACU's standard credit card saves nearly 60% in interest compared to the national average!1 If you aren't using a credit union credit card, you are likely paying way, way too much.

Based on a comparison made in early 2025 using a reported 27%APR national average rate compared to ACU's platinum 9.9%APR rate.

More About Us

Our most common resource centers

What can we do for you today?

Borrowing
Desk

Support your life-style with comprehensive borrowing from a not-for-profit institution. We also have unique tools such as a skip payment program for those who need a break.

Account
Desk

Full Personal Accounts and Free Checking

Manage your money with a focus on simplicity and support. Expect straightforward account management, free services and tools along with a staff here to make your life easy.

Convenience
Desk

Local, not limited. Arapahoe CU boasts a cooperative network of 30,000 free ATMs and 5,000 branches. We also have the ACU Virtual Suite of electronic tools.