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Routing #: 307076342

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Through January, ACU is taking food and supply donations at either of our branches. We also have resources if you are in need or wish to donate.

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Everything a bank does, simply not done for profit...™

Featured Rates/ Products

New/Used Auto

As Low As
5.49% APR*

Platinum Cards

9.9% APR*

Credit Builder

4.9% APR*

HELOC

As Low As
6.75% APR* Variable

12 Month CD

2.75% APY*

Overdraft options are essential for many. At ACU, we offer a number of customizations and tiers to get the right coverage at the lowest cost.

ACU's standard credit card saves nearly 60% in interest compared to the national average!1 If you aren't using a credit union credit card, you are likely paying way, way too much.

1) Based on a comparison made in early 2025 using a reported 27%APR national average rate compared to ACU's platinum 9.9%APR rate.

More About Us

Our most common resource centers

What can we do for you today?

Borrowing
Desk

Support your life-style with comprehensive borrowing from a not-for-profit institution. We also have unique tools such as a skip payment program for those who need a break.

Account
Desk

Full Personal Accounts and Free Checking

Manage your money with a focus on simplicity and support. Expect straightforward account management, free services and tools along with a staff here to make your life easy.

Convenience
Desk

Local, not limited. Arapahoe CU boasts a cooperative network of 30,000 free ATMs and 5,000 branches. We also have the ACU Virtual Suite of electronic tools.

Support
Desk

From common forms to advice, we seek to help. We can also explain processes and policies in case you have questions.

Live Your Lifestyle

We all want to live our own way. It's important that we do it the right way. Arapahoe CU looks to help.

Colorado's Most Awarded Home Originator

We start all of our home mortgages with the highest rated originator in the state. Colorado Home Mortgages does pretty much everything for you and has options for almost any home need. Start here.

Comprehensive Auto Lending

We try to avoid putting restrictions on your purchases. We also try to work with you on your terms and payments while helping you get what you want.

Insurance and Investments

There's perhaps nothing more risky than poor insurance or investment help. Access a host of the Credit Union National Association's product options and support.

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