
CDs and IRA CDs
Product | Min Deposit | Rate (APY) |
---|---|---|
3-5M |
$100 | 1.75% |
6-11M |
$100 | 1.80% |
12-17M |
$100 | 1.85% |
18-23M |
$100 | 1.85% |
24-29M |
$100 | 1.90% |
30-35M |
$100 | 1.90% |
36-47M |
$100 | 1.95% |
48-59M |
$100 | 2.00% |
60M |
$100 | 2.05% |

Vehicle Loans
Product | Rate (APR) As Low As |
Term |
---|---|---|
New Car/ Truck/ Van |
4.24% | 12-96M |
Used Car/ Truck/ Van |
4.24% | 12-96M |
Recreation RV/ Motorhome/ Motorcycle |
5.49% | 12-180M |
Recreation 2 Boat, Jet Ski, Snowmobile, Etc. |
7.74% | 12-60M |
For Full Rate Breakdown (Auto), click/tap here
For Full Rate Breakdown (Recreation Vehicle), click/tap here
For Full Rate Breakdown (UCC Vehicle), click/tap here

Home Loans
Product | Rate (APR) As Low As |
Term |
---|---|---|
First Mortgages Purchase or Refinance Owner Occupied/ Second Home/ Investment FHA/ VA/ USDA and Down Payment Assistance |
Current Rates (Via Colorado Home Mortgages' Site) |
Your Preference (5yr to 30yr) |
Home Line-of-Credit Mountain Harbor |
4.75% Variable | 120M Draw/ 180M Pay |
Fixed Second Mountain Terrace |
4.99% (Fixed) | 180M |
For Full Rate Breakdown, click/tap here

Credit Cards
Product | Rate (APR) | Term |
---|---|---|
Platinum Card Tier 1 |
9.9% | Revolving |
Platinum Card Tier 2 |
12.9% | Revolving |
Student Secured |
4.9% | Revolving |
Credit Builder |
4.9% | Revolving |
Share Secured |
4.9% | Revolving |
No Cash-Advance Fees
No Balance Transfer Fees
No Currency Conversion Fees

Personal Loan
Product | Rate (APR) As Low As |
Term |
---|---|---|
CD Secured | Net 3% | Up to CD Term |
Savings Secured | Net 3% | 12-60M |
Bridge (Holiday and Mountain) | 7.99% | 12M |
Unsecured Personal | 12.99% | 12-60M |
Overdraft Protection | 15.90% | Revolving |
For Full Rate Breakdown (Personal Loans), click/tap here

Savings/ Checking
Product | Min. Balance | Rate (APY) |
---|---|---|
Base Savings | $5 | 0.07% |
Base IRA Savings | $25 | 0.10% |
Money Market (Not Stock) |
$1,000- $19,999 $20,000- $49,999 $50,000- $74,999 $75,000 and Over |
0.25% 0.35% 0.45% 0.55% |
Holiday Savings | $25 | .10% |
Interest Checking | $500 Avg. Daily Balance |
.10% |

Kasasa® Cash Checking
Account Balance | Rate | Rate (APY) |
---|---|---|
Up to $15,000 | 2.472% | 2.50% |
Over $15,000 | .250% | 0.25% |
Blended Rate | Varies | 2.50% to 0.70% |
Non-Qualified Rate | 0.05% | 0.05% |

Kasasa® Saver
Account Balance | Rate | Rate (APY) |
---|---|---|
Up to $25,000 | 0.747% | 0.75% |
Over $25,000 | .247% | 0.25% |
Blended Rate | Varies | 0.75% to 0.50% |
Non-Qualified Rate | 0.05% | 0.05% |
Updated 12/1/2019. APY= Annual Percentage Yield. APR= Annual Percentage Rate. Each product is subject to individual restrictions and details. Please see the appropriate page for additional information or contact us for questions.