Simplicity in Lending
Open to All of Colorado
ACU boasts set-rate credit cards with a backing virtual suite of electronic tools.
ACU believes in the tenet of keeping things simple. Our credit cards exemplify this. The rate is among the nation's lowest, going as low as 4.9%APR and our most common locked at 9.9%APR. You also won't see the fees that other places have or worry about confusing fine print in your agreement.
- No Balance Transfer Fees
- No International Conversion Fees
- No Over-Limit Fees
ACU's Platinum credit card is meant to be simple and take a bit of financial complication out of your lives. We maintain one of the nation's lowest rates and have no hidden fees. It's as straight forward as they get.
Easily one of the most underrated products, a secured credit card carries all of the benefits of a standard credit card. Basically, we secure the limit against a savings account here at the credit union (Starting at $300) and issue you a card. This card builds credit for students and those needing to repair their credit from past problems. There's almost nothing to worry about as far as fees go and you don't pay interest if you pay the balance off in full each month.
Similar to the credit builder credit card, the student Platinum is meant for families to help build credit and understanding for young adults in a more controlled system. A student or family member can place a small amount into a savings account (Starting at $300) which is then locked down and issued as a line of credit. The student can then use the card as normal while enjoying an incredibly low interest rate. Moreover, if paid off monthly and on time, no purchase interest will accrue. Through regular, on-time payments the student credit card is building credit history that can result in lower rates on future loans.
Forms, Important Information, and More
Disclaimers
For the most part, all credit cards are pretty straightforward, but there are details that you should be aware of. Please take a moment to review the credit card disclosures when opening your account or request a new one. Conditions, restrictions and credit approval apply to all products. Rates are determined on credit score. APR= Annual Percentage Rate.
Live Your Lifestyle
We all want to live our own way. It's important that we do it the right way. Arapahoe CU looks to help.
Colorado's Most Awarded Home Originator
We start all of our home mortgages with the highest rated originator in the state. Colorado Home Mortgages does pretty much everything for you and has options for almost any home need. Start here.
Comprehensive Auto Lending
We don't put restrictions on your purchase desires. Unlike almost any other lender, we don't care if your choice of vehicle is over seven years old or isn't your primary mode of transport. Find what you want and we'll try to get it for you.
Insurance and Investments
There's perhaps nothing more risky than poor insurance or investment help. Access a host of the Credit Union National Association's product options and support.