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Insurance and Additional Coverage

Open to All of Colorado

Being an ACU member entitles you to comprehensive benefits at lower costs. As a complete financial resource, we are proud to offer additional information to help you protect and build your wealth.  




  • Protect Your Home
  • Protect from Lawsuits
  • Protect Your Stuff!

Exclusively for credit union members, the TruStage Home Insurance Program provides affordable top-quality protection for your home.

Coverage can help you protect your family's home and personal belongings. You'll also have access to outstanding online and 24/7 claim services.

Get your
free quote today or call 1-855-292-7418.

Please note that the Trustage™ site is not owned or operated by ACU. TruStage™ Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.


auto insurance

  • Credit Union Discounts
  • Same, Quality Coverage
  • Excellent Service

Working with carefully selected auto insurance companies, the TruStage Auto Insurance Program can provide discounted rates for credit union members, online services, and 24/7 claims service.

If you haven't compared auto insurance lately, it's a great time to take a look. Your credit union membership could result in some nice savings.

Get your free quote today or call 1-855-292-7418.

Please note that the Trustage™ site is not owned or operated by ACU. TruStage™ Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.


GAP Insurance

  • Coverage for your loan in case of an accident.
  • No heavy dealership markup

GAP insurance is a must for any new car purchase since the new car's value drops significantly the moment it is driven off the lot. If you purchase a used car and need to borrow more than the car is valued, GAP insurance protects you as well. In the case of an accident, GAP insurance coverage can cover the difference between the value of the car and your loan balance.

GAP insurance can be purchased at any time, feel free to contact us


Extended Warranties

  • Mechanical Coverage
  • Almost Any Vehicle, Any Age
  • Cheaper than Dealerships

Arapahoe Credit Union has partnered with Route 66 vehicle warranties to provide you protection and peace of mind without dealer markups. For a fraction of the normal cost, you can cover your vehicle no matter how old or how many miles. Add coverage to any vehicle— even if it is already paid off. You can give that hand-me-down car to your college student worry free or you make sure that your daily driver stays that way!

Route 66 warranties are available for almost any vehicle and don't even require a loan. For more information feel free to contact us.

*Very few vehicles are excluded. The Land Rover, for one, but, again, these examples are few and far between. Older vehicles might be excluded, but it's definitely worth asking about. Some limitations may apply.

Life Insurance Options

  • Free Guidance and Information
  • No Obligation
  • Affordable Coverage

We make TruStage Life Insurance Policies available to help credit union members like you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget, because any amount of coverage can make a difference.

Learn about this important coverage or call 1-888-584-3447 for more information.

Please note that the Trustage™ site is not owned or operated by ACU. TruStage® Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

medicare information

  • Supporting Products
  • No-Cost Assistance
  • Added Coverage

Medicare is an important factor in the lives of anyone over the age of 65, but it can be confusing and basic programs may or may not be suited to an individual's needs. Current Medicare also often involves deductibles and co-pays and may not provide as much coverage as everyone wants.

As such, Arapahoe Credit Union is happy to offer you personalized support through Medicare CU.

accidental death and dismemberment

  • Family Protection
  • Initial, ACU Provided Coverage
  • Additional Upgrades as Needed

additional information

$2,000.00 INSURANCE COVERAGE PAID FOR YOU BY ARAPAHOE CREDIT UNION

As an Arapahoe Credit Union member age 18 or older you can help protect your family’s financial future with Accidental Death and Dismemberment (AD&D) Insurance underwritten by Minnesota Life Insurance Company. In addition to the $2,000.00 Credit Union Paid coverage paid for you by Arapahoe Credit Union, you can purchase Additional Coverage at group rates.

  • You are pre-authorized for Additional Coverage up to $300,000
  • Your acceptance is guaranteed - No Medical Exams or Health Questions
  • Benefits are paid to your beneficiary if you die from a covered accident

You cannot be turned down for the Credit Union Paid Coverage —or any additional coverage you may select. All coverage reduces by 50% at age 70 and older, regardless of age at enrollment. Remember, the $2,000.00 coverage is at no cost to you. It’s complimentary of Arapahoe Credit Union.

Click here to enroll.

Credit Life and Disability

  • Debt Coverage for Emergencies
  • Lifelong Protection
  • Credit Union Discounts

additional information

Credit Life, Unemployment and Credit Disability insurances protect you and your family from financial burdens in the event of loss of life, job or a disability. Members can conveniently add any premiums to their monthly loan payment. Enrollment is easy and there are no health questions asked.

Credit Life, Unemployment and Disability insurance is purchased at the loan closing or feel free to contact us

Disclaimers

All insurance and investment services are provided by third party companies. While trusted, they are independently operated and subject to their terms and conditions. Please review their terms of use before sharing any personal information. ACU is not responsible once leaving this site. Products advertised here are not federally insured or considered obligations or to be guaranteed by Arapahoe CU or any affiliated entity. Investments you make involve risks and may lose value including the possible loss of principle investment.



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