HELOC/Mountain Harbor
| Credit Score |
APR - Rate |
Margin |
Rate Floor |
LTV |
| A 710+ |
7.00% |
Prime +0.00% |
4.00% |
<61% |
| A 710+ |
7.50% |
Prime + 0.50% |
4.00% |
61-70% |
| A 710+ |
8.00% |
Prime + 1.00% |
4.00% |
71-80% |
| B 670-709 |
8.25% |
Prime + 1.25% |
4.00% |
<61% |
| B 670-709 |
8.50% |
Prime + 1.50% |
4.00% |
61-70% |
B 670-709 |
8.75% |
Prime + 1.75% |
4.00% |
71-80% |
| C 630-669 |
9.00% |
Prime + 2.00% |
4.00% |
<61% |
| C 630-669 |
9.25% |
Prime + 2.25% |
4.00% |
61-70% |
| C 630-669 |
9.75% |
Prime + 2.75% |
4.00% |
71-80% |
| D 590-629 |
10.00% |
Prime +3.00% |
4.00% |
65% |
| E <590 |
11.50% |
Prime + 4.50% |
4.00% |
Determined |
Prime Rate 7.00% |
|
|
|
*LTV=Loan to Value |
APR=Annual Percentage Rate. Updated 09/22/2026.