Arapahoe CU Credit and Debit Card Sweepstakes Disclaimers and Details
NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING.
1. Eligibility: Sweepstakes (the “Sweepstakes”) is open only to Arapahoe Credit Union account holders who are 18 years of age as of the date of entry or older. The sweepstakes is only open to legal residents of the United States and is void where prohibited by law. Employees of Arapahoe Credit Union (the “Sponsor”) their respective affiliates, subsidiaries, advertising and promotion agencies, suppliers and their immediate family members and/or those living in the same household of each are not eligible to participate in the Sweepstakes. The Sweepstakes is subject to all applicable federal, state and local laws and regulations. Void where prohibited.
2. Agreement to Rules: By participating, you agree to be fully and unconditionally bound by these Rules, and you represent and warrant that you meet the eligibility requirements set forth herein. In addition, you agree to accept the decisions of Arapahoe Credit Union, as final and binding as it relates to the Sweepstakes. The Sweepstakes is subject to all applicable federal, state and local laws.
3. Sweepstakes Period: Entries will be accepted starting on November 25th, 2019 and ending December 1st, 2019. All entries must be received by last day of each month by 11:59PM EST. There will be five sweepstakes periods, one for each month.
4. How to Enter: The Sweepstakes is automatically entered when you use your ACU debit and credit card through the week. One card transaction equals one entry. The more you use your card the more entries you receive. The entry must fulfill all sweepstakes requirements, as specified, to be eligible to win a prize. Entries that are not complete or do not adhere to the rules or specifications may be disqualified at the sole discretion of Arapahoe Credit Union. You may not enter more times than indicated in an attempt to circumvent the rules. If you use fraudulent methods or otherwise attempt to circumvent the rules your submission may be removed from eligibility at the sole discretion of Arapahoe Credit Union.
5. Prizes: One winner will be selected on or before December 6th to receive the cash giveaway. ACU will award the winning member $1000. The specifics of the prize shall be solely determined by the Sponsor. The prize is nontransferable. Any and all prize related expenses, including without limitation any and all federal, state, and/or local taxes shall be the sole responsibility of the winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by winners is permitted. Acceptance of prize constitutes permission for Arapahoe Credit Union to use winner's name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.
6. Odds: The odds of winning depend on the number of eligible entries received. We estimate this to be 1 in 500.
7. Winner selection and notification: Member must be in good standing with the credit union. Winners of the Sweepstakes will be selected in a random drawing under the supervision of the Sponsor. Winners will be notified via the phone number associated with their account within five (5) days following the winner selection. Arapahoe Credit Union shall have no liability for a winner's failure to receive notices due to winners' incorrect or otherwise non-functioning contact information. If the selected winner cannot be contacted, is ineligible, fails to claim the prize within 15 days from the time award notification was sent, fails to provide tax reporting information, or fails to timely return a completed and executed declaration and releases as required, prize may be forfeited.
The receipt by winner of the prize offered in this Sweepstakes is conditioned upon compliance with any and all federal and state laws and regulations. ANY VIOLATION OF THESE OFFICIAL RULES BY ANY WINNER (AT SPONSOR'S SOLE DISCRETION) WILL RESULT IN SUCH WINNER'S DISQUALIFICATION AS WINNER OF THE SWEEPSTAKES AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.
8. Rights Granted by you: By entering this contest you understand that Arapahoe Credit Union, anyone acting on behalf of Arapahoe Credit Union, or its respective licensees, successors and assigns will have the right, where permitted by law, without any further notice, review or consent to print, publish, broadcast, distribute, and use, worldwide in any media now known or hereafter in perpetuity and throughout the World, your entry, including, without limitation, the entry and winner's name, portrait, picture, voice, likeness, image or statements about the Sweepstakes, and biographical information as news, publicity or information and for trade, advertising, public relations and promotional purposes without any further compensation.
9. Terms: Arapahoe Credit Union reserves the right, in its sole discretion to cancel, terminate, modify or suspend the Sweepstakes should (at its sole discretion) a virus, computer bug, non-authorized human intervention, fraud or other causes beyond its control corrupt or affect the administration, security, fairness or proper conduct of the Sweepstakes. In such case, Arapahoe Credit Union may select the recipients from all eligible entries received prior to and/or after (if appropriate) the action taken by Arapahoe Credit Union. Arapahoe Credit Union reserves the right at its sole discretion to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Sweepstakes or website or violates these Terms & Conditions. Contact Arapahoe Credit Union for official rules of the contest. Winners are responsible for reporting for tax purposes. No additional sponsors are implied and will be implicitly stated if necessary. We may extend this and any offer at ACU's sole discretion. Employees are not eligible for any "Card Giveaway” offer.
Arapahoe Credit Union has the right, in its sole discretion, to maintain the integrity of the Sweepstakes, to void entries for any reason, including, but not limited to: multiple entries from the same person or household.
10. Limitation of Liability: By entering you agree to release and hold harmless Arapahoe Credit Union and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers and directors from any liability, illness, injury, death, loss, litigation, claim or damage that may occur, directly or indirectly, whether caused by negligence or not, from (i) such entrant's participation in the sweepstakes and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof, (ii) technical failures of any kind, including but not limited to the malfunctioning of any computer, cable, network, hardware or software; (iii) the unavailability or inaccessibility of any transmissions or telephone or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error which may occur in the administration of the Promotion or the processing of entries.
11. Disputes: THIS SWEEPSTAKES IS GOVERNED BY THE LAWS OF the United States AND the State of Colorado, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Sweepstakes, participant agrees that any and all disputes which cannot be resolved between the parties, and causes of action arising out of or connected with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in Colorado having jurisdiction. Further, in any such dispute, under no circumstances will participant be permitted to obtain awards for, and hereby waives all rights to claim punitive, incidental, or consequential damages, including reasonable attorneys' fees, other than participant's actual out-of-pocket expenses (i.e. costs associated with entering this Sweepstakes), and participant further waives all rights to have damages multiplied or increased.
13. Winners List: To obtain a copy of the winner's name or a copy of these Official Rules, mail your request along with a stamped, self-addressed envelope to: Arapahoe Credit Union 3999 E. Arapahoe Rd. Centennial, CO 80122 USA. Requests must be received no later than .
14. Alternate Entry: To enter without purchase or other obligation: Hand-print your name, address (no P.O. Boxes), city, state, ZIP code, day and evening phone numbers and the words “Arapahoe CU Monthly Card Giveaway” on a 3" x 5" card, and mail it in a stamped #10 envelope to Arapahoe Credit Union Alternate Means of Entry, Attn: Sean Martin, Centennial, CO 80122; mailed entries (each an “AMOE”) must be postmarked by November 29th, 2019, and received by December 1st, 2019. Limit one (1) AMOE per postmarked envelope. Limit one (1) alternate entry per person and household. Each valid AMOE submitted will receive one (1) entry into the Sweepstakes. Entries become the property of Sponsor and will not be returned. Arapahoe Credit Union holds no liability or obligation in the event that winner doesn’t have the means necessary to receive awarded prize. Cash prizes will not be awarded under any circumstance.
15. Sponsor: The Sponsor of the Sweepstakes is Arapahoe Credit Union 3999 E. Arapahoe Rd. Centennial, CO 80122 USA.