Open to All of Colorado
It's easy and doesn't cost anything. Each level offers additional support, education, and options.
ACU offers its most basic account as a way for young people and students to get a start with finance. The credit union will fund an account for anyone under 12 years old by making the initial $5 deposit. From there, they can begin to use us just like everyone else. It is a great way to learn about savings, interest and self-control. When an individual is old enough and ready to move on, the Denver Account is easily upgraded into other, more versatile account structure.Close
ACU offers its intermediate accounts (13 and over) through the Colorado Account. At this point, you can progress your experience into more adult products and services, but in a way that takes out some of the financial risk. For parents, the Colorado Account lets you continue to guide your child and guarantee their education on a more controlled platform. Each Colorado Account comes with a checking account protected by our in-house controls to help prevent over-drafting. Additionally, parents and co-signers still keep account access and management to help monitor and protect.Close
A co-signer is a person who is obligated to pay back the loan just as you, the borrower, are obligated to pay.
Credit has become an immense building block for a good future. Building credit now is not only a great chance to learn, it also has future benefits. ACU offers its next step up in accounts when a person turns 16. At this point, you can begin to venture into more responsibility, but still retain the safety net and parental control.Close
At the Global Account level, you are probably dealing with far more financial responsibility. Perhaps you are working; you might be going to school. In either case, you have more freedom and your decisions carry more weight. Our Global Account is meant to offer services to help you be successful including fraud protection, ID recovery, transaction resources, online conveniences, mobile banking, credit cards, overdraft protection and pretty much everything else you need.Close