Banking Simplicity
Open to All of Colorado
It's easy and doesn't cost anything. Each level offers additional support, education, and options.
The key to saving is starting, and the earlier the better! That's why Arapahoe Credit Union is pleased to sponsor the initial $5 deposit for new youth account memberships! Getting your child involved in finance through hands-on experience is a great way to teach concepts like savings, interest, investment, and even self control and critical thinking. Once the member reaches age 13, they'll upgrade to the next level.
Our Colorado Account allows our teen members (13+) to experience and experiment with more banking products and services, but in a supervised, controlled environment. Each Colorado account includes a checking account, but with a few extra controls to prevent overdrafts, and parents and co-signers still have full account access, to help manage, monitor, and protect their kids financial health.
A co-signer is a person who is obligated to pay back the loan just as you, the borrower, are obligated to pay.
Building good credit is essential to a bright financial future, and starting at age 16, Arapahoe Credit Union members have the chance to start building that up. Like all of our youth accounts, we still have the safety net of parental control, but this allows members to start taking responsibility for their purchases, and for their financial future.
Our Global Account is the ultimate step in personal financial responsibility - and freedom. Our Global Account offers services such as fraud protection, ID recovery, transaction resources, online conveniences, mobile banking, credit cards, overdraft protection, and much more!
