Free Kasasa Cash® Checking

Earn really high dividends on your checking balance. Plus, get refunds on ATM withdrawal fees, nationwide!*


Earn High Dividends


Automatic Savings


No Minimum Balance Requirements


Details

  • Free account that builds your savings effortlessly
  • Link to free Kasasa Cash® or Kasasa Cash Back® to build savings automatically
  • Earn .75% APY on balances up to $25,000
  • Earn .75% to .35%APY on balances over $25,000 depending on balance in account
  • 0.05% APY if qualifications are not met
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free online banking with bill pay
    • Free E-Statements
    • Free mobile banking
  • Free Mastercard® debit card
  • $5 minimum deposit to open

Qualifying for the higher Kasasa Saver rate is a breeze.

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and log into online banking
  • At least 1 direct deposit, ACH payment, or bill pay transaction

And if you don’t meet these qualifications, don’t worry — You can still earn our base rate on Kasasa Saver and get right back to earning full rewards the very next cycle that you qualify.

Questions? Please contact us or drop in for a visit.

Qualification Information: To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH credit, or ACH payment transaction(s)
  • At least a combined total of 12 debit card purchases or credit card purchases
  • Be enrolled in and log into online banking

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means the current rewards cycle which ranges from the last day of one month until the second to last day of the following month.

Reward Information: When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $25,000 in your Kasasa Saver account earn an APY of 0.75% and average daily balances over $25,000 earn a dividend rate of 0.25% on the portion of the average daily balance over $25,000, resulting in a range from 0.75% to 0.35% APY depending on the account's average daily balance. When your linked Kasasa Cash, Kasasa Cash Back or Kasasa Tunes account qualifications are not met, the entire average daily balance in the Kasasa Saver account earns a dividend rate of 0.05% resulting in an annual percentage yield of 0.05% APY. Dividends will be credited to your Kasasa Saver account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 01/01/2019. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information: Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. Limit of one account per Social Security Number. There are no recurring monthly maintenance charges or fees to open this account. Contact one of our credit union service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally insured by NCUA. Your Savings Insured To $250,000 Per Account.

Trademarks: Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.

Cycle Date Information:

The following dates apply to our Kasasa account(s). Monthly Qualification Cycle dates are not the same as our Statement Cycle dates. Please refer to your account's Truth In Savings disclosure for your account's specific qualification requirements. To qualify for your account's rewards, all of your account's qualifying transactions must post and settle to your specific Kasasa account within the Monthly Qualification Cycle dates stated below. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning your account's rewards. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for your account's rewards.

Monthly Qualification Cycle Statement Cycle
Month Year Begin End Begin End
January 2019 12/30/2019 1/30/2019 01/01/2019 01/31/2019
February 2019 01/31/2019 02/27/2019 02/01/2019 02/28/2019
March 2019 02/28/2019 03/30/2019 03/01/2019 03/31/2019
April 2019 03/31/2019 04/29/2019 04/01/2019 04/30/2019
May 2019 04/30/2019 05/30/2019 05/01/2019 05/31/2019
June 2019 05/31/2019 06/27/2019 06/01/2019 06/28/2019
July 2019 06/28/2019 07/30/2019 06/29/2019 07/31/2019
August 2019 07/31/2019 08/29/2019 08/01/2019 08/30/2019
September 2019 08/30/2019 09/27/2019 08/31/2019 09/30/2019
October 2019 09/28/2019 10/30/2019 10/01/2019 10/31/2019
November 2019 10/31/2019 11/28/2019 11/01/2019 11/29/2019
December 2019 11/29/2019 12/30/2020 11/30/2019 12/31/2020
January 2020 12/31/2020 1/30/2020 01/01/2020 01/31/2020
February 2020 01/31/2020 02/28/2020 02/01/2020 02/29/2020
March 2020 02/29/2020 03/30/2020 03/01/2020 03/31/2020
April 2020 03/31/2020 04/29/2020 04/01/2020 04/30/2020
May 2020 04/30/2020 05/29/2020 05/01/2020 05/31/2020
June 2020 05/30/2020 06/29/2020 06/01/2020 06/30/2020
July 2020 06/30/2020 07/30/2020 07/01/2020 07/31/2020
August 2020 07/31/2020 08/29/2020 08/01/2020 08/31/2020
September 2020 08/30/2020 09/29/2020 09/01/2020 09/30/2020
October 2020 09/30/2020 10/30/2020 10/01/2020 10/31/2020
November 2020 10/31/2020 11/28/2020 11/01/2020 11/30/2020
December 2020 11/29/2020 12/30/2021 12/01/2020 12/31/2021

Future Monthly Qualification Cycle and Statement Cycle dates for our Kasasa accounts will be available to you via our website or through one of our Service Representatives within one of our branches.

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