Convenience Center

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Small and local, but with us you can bank almost anywhere.

Virtual services keep your accounts close, while nationwide service centers and worldwide ATMs make sure you are never really out of town!

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Top-Rated Local Credit Union

Our home branches and local centers

Arapahoe Credit Union serves all of Arapahoe County through two primary locations. Both of these locations are 100% fullservice. You can do any business that you need as well as find our staff available to answer any questions


ACU Our Centennial credit union branch has been our anchor for years. Now, we have updated the building to generate solar power and help offset our carbon footprint. The vestibule lighting is also an amazing sight when driving by in the late evenings.

Englewood ACU Englewood

Our Englewood credit union branch came to the downtown Englewood area in 2010, bringing a new kind of presence to an already diverse location. Our branch is a lively and modern addition just east of Hampden and Broadway.

Office Hours:

Branch M-F 9 am to 5 pm
Drive-up M-F 7:30 am to 6pm
Branch M-F 9 am to 5:30 pm
Call Center M-F 9am to 5:00pm
Arapahoe Credit Union

Credit Union Service Centers

ACU is a small, but that doesn’t stop us from making sure that you have the same conveniences of a large bank.

CU Service Center

CU Service Network

Instead of over-growing and putting out hundreds of satellite branches, we simply cooperate with other credit unions to give you nationwide branch access.

Anywhere you see this symbol, you can simply go in and do most of your business as if you were here. Feel free to make payments, transfer, deposit, and withdraw.

It is still best to contact us for major account changes and there are some things best done at our local branches. However, you can always count on ACU providing account access from almost 5,000 other places. We’ll help you get along no matter where life takes you.

Electronic Tools and Mobile Banking

Arapahoe Credit Union has a number of ways to control and monitor your account no matter what time it is or where you are. In the virtual realm, we offer:

  • Secure Online Banking with MFA (multi-factor authentification) *24 hour access from any computer
  • Free Online Bill Pay
    *Send transactions with ACU Safety
  • Free Account Alerts
    *Know what's happening with your account via text messages or email alerts
  • Free Mobile Banking
    *Simply save your mobile banking page as a favorite on your mobile device and have access to your account at any time (you do need a corresponding phone plan, however)
  • Communications Center
    *Please feel free to contact us via email for all general questions.
  • Secure Messaging
    *We also offer secured email messaging from your online banking where you can make account requests and safely discuss your account with our staff
Arapahoe Credit Union will try to do everything we can to be your financial support staff. Please let us know if you have any questions or need help setting up any product.

Free ATMs Worldwide

Nationwide branches are only part of a credit union’s global reach. We also have almost 30,000 available ATMs that provide surcharge free access for Arapahoe Credit Union debit cards, which are also free.

You can use almost any credit union ATM or any 7-11 store machine. It’s hard not to be in an area with 24 hour access to your account.

CU Service Center Just like with service centers, we participate in what’s called the CO-OP ATM network. Just look for this logo or click on the image here to find the closest ATM to you.

ACU pays for each of our members’ access to this network. Please take advantage of this convenience whenever you need to. The only thing to keep in mind is that it does costs the credit union several dollars for each transaction, so it is best to limit this to five times in a calendar month. After that, you can run into an ATM usage fee to help offset these costs.

Convenience Services

Free Online Bill Pay Free Online Bill Pay

Our free Bill Pay is a fast, secure and an often overlooked transaction tool. In addition to saving you money from envelopes, checks and postage, Bill Pay protects your personal account number from mail fraud. You can readily access this through your on-line banking. Click here to register...

Wiring and Western Union

We are also able to wire funds for our members. While there are some restrictions, wires are a good backup for normal deposits or when money needs to arrive quickly. We also offer Western Union.

Automatic Payments and Transfers

Arapahoe Credit Union can help you to manage your money internally as well. By setting up automatic payments, you can have some of your account management taken care of for you. Please let us know and we will be glad to set something up or you can also do this through on-line banking.

Direct Deposit

Consider the convenience of having your paycheck deposited directly into your account at Arapahoe Credit Union. There is never a charge on our side and this will prevent you from having to make those late Friday banking runs. Click here for a copy of our direct deposit form to give to your employer.

Money Orders and More

Specialty Transactions

Cashier’s Checks

Cashier’s checks are useful with large purchases, home closings and when you don’t want to carry around large amounts of cash. We provide the first cashier’s check per day to our members free of charge.

Money Orders

Money orders are an alternative to cashier’s checks and can provide another way to pay bills. These are also considered guaranteed and can be used in place of personal checks.

Cards and Other Conveniences

PIN Resets

PIN resets have gotten easier! When you receive your initial PIN number in the mail, there will be a telephone number and authorization code printed along with it. Simply call that number and it'll walk you through the brief process. If you no longer have that paper, you can also call our member services at 303-740-7063 and we can recover that authoriztion code and get you started that way. You no longer have to visit the branch!

Notary and Signature Guarantees

Arapahoe Credit Union makes sure to have notaries available for our members at all times and we make sure that the basic notary service comes at no cost. Additionally, we have several staff members able to provide signature guarantees.

Cash Advance Services

Both of our branches are equipped to provide cash advances from both Visa® and Mastercard®. Even if your card is not issued by ACU, bring it to us to quickly pull funds from other accounts. Transfer and Deposit Services

Please note: We offer many free services for our members, but some items require a fee. Please refer to the credit union fee schedule for possible charges. If you have questions on any of these items, please contact us.