ACU Payment Center

ACU is nearly a one-stop shop for your money. Pay your loan online, automate your bills, pay other people or merchants and do it all more securely. It's all available from your online banking!

Please note: These do require you to activate the service the first time through.

Payment Center


Get Started: Login from the Home Page or Right Here!


Arapahoe Credit Union Frequently Asked Questions
Online Banking, Electronic Banking and Bill Pay


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Arapahoe Credit Union Frequently Asked Questions
Arapahoe Credit Union Frequently Asked Questions
Arapahoe Credit Union Frequently Asked Questions
Arapahoe Credit Union Frequently Asked Questions


NCUA

Pay Your Loan Online

Essentially, you are simply transfering money from your other account into your ACU account. Then paying your loan with those funds.

  1. Log into online banking.
  2. Under "Transfers," click "AcUtransfer."
  3. Now you just need to log in to authorize payments. You won't ever see a fee for this, but it will take a couple of days, so it is best to do it a bit before your payment is due.
For more in-depth help, see the buttons below!

Pay People, Friends and Family

ACU will help you pay people directly, whether they have accounts here or not. You just need an email address or cell phone number. It is as secure as it gets and neither one of you have to share account information!

  1. Log into online banking.
  2. Under "Transfers," click "AcUtransfer."
  3. Go to the "Manage Accounts/ People" tab.
  4. Select "Person" and follow directions.
You can also request payments this way!
The other party will complete the process. You are done. The only thing to note is that there is a $1 fee for outgoing transfers. See below for more thorough help if you need it.

Pay or Automate Your Bills

You can take the hassle out of your bills while without ever sharing your account information. Simply run it through your Bill Pay system online and simplify your life.

  1. Log into online banking.
  2. Click the Bill Pay tab.
  3. Click on "Pay Someone New".
  4. Then just follow the instructions. It's easy!
Our system is the most used Bill Pay in the nation and will help you out to make sure everything is done right. Then you can do everything from automation to actually importing your bills so you hav zero information out there roaming the mail system.

Pay Merchants or Charities

ACU will help you send money to charities and other entities as easily as you would to people. You just need a name and either an email address or cell phone number. You'll also have records in case you need them!

  1. Log into online banking.
  2. Under "Transfers," click "AcUtransfer."
    • *If unregistered, you will just need to agree to the terms of service.
  3. Go to the "Manage Accounts/ People" tab.
  4. Select "Person" and follow directions. Instead of a person, just put in the merchant name.
You can also automate this!
Your merchant will complete the process. You are done. The only thing to note is that there is a $1 fee for outgoing transfers. See the below buttons for more thorough help if you need it.