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Secured, Simplified Finance

There's no reason to visit a dozen websites, make monthly calls, or wade through paper trails just to make sure your bills are covered.

One Control Panel, More Secure


OK, count how many bills you have. Count the number of checks you write. Count the amount of website logins you have to remember, each with a different password and user ID. Annoying, isn't it?

It's also inefficient and incredibly dangerous for your financial information. -Mail theft is the #1 cause of identity theft. Feel good about sending out checks with your account number? -Forgotten payments can ruin your credit. How do you feel about a lost bill that wasn't even your fault?

We can solve these problems. We keep it simple. We keep it safe. We keep it in-house with a waiting staff ready to solve any problems that you have. Moreover, we will help you set it up so that everything works for you and then be there if you ever have a problem. Click through the tabs on this page. Auto RefinanceYou will see how we can make your life easier, while providing the safest platform for your finances.

Best of all, it's all free. Give us ten minutes and we will simplify your finances and take one more of life's concerns off your plate.


Bill Pay

Let's start here. Bill Pay is the single most underrated tool available. Why? It takes care of all of your bills from one place. It pays all of your merchants- on demand or on schedule. Best of all, it is far more secure than the post office, a corporate phone center or typing your information into a thousand different websites.

Bill Pay DemoConvenient: One login, one password, one secure site.

Safe: With Bill Pay, you aren't risking your information each month to the post office, or putting your account information onto a dozen different sites.

Simple: Try it out! It's incredibly easy!

ACU Service: Of course, we work endlessly Auto Refinanceon these systems. If you would like, please contact us and we will gladly help set this up and get you started. It can be done in as little as a few minutes. Or, if you are in the area, stop by. We are glad to take care of this and show you the works. Also, for online instructions, click here.


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Mobile Banking


You can securely bring your account with you anywhere you go with Arapahoe Credit Union's mobile banking. If you have cell service, you also have one of the most convenient way to access your account.

More secure than you think: Mobile banking is still accessed from a secure server. Moreover, it is much safer than using an unsecured wi-fi location where hackers can watch and steal data wirelessly.

Convenient Control: Mobile banking allows you to do most of your basic transactions and inquiries from wherever you have cell service.

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Free: Of Course, it is also completely free for ACU members!

To see how to register, click here. Of course, we are also around if you have any questions or would like help.

MFA Secured Online Banking


Arapahoe CU is proud to be among the safest institutions in the nation. As a Colorado credit union, we put this dedication behind all of our products for the benefit of the local community. Of course, this carries over into our online banking platform.

We have always used an MFA (multi-factor authentication) secured online banking. What this means is that you have several layers of security protecting your accounts instead of the single password that most institutions require. While it takes a moment longer to log, the amount of security is irreplaceable. (You will even notice that most other banks are now going to this system as well simply because it helps so much.)

From online banking, you can secure youself even further by switching to E-Statements. Electronic delivery will not only be more convenient (you always have access to 7 years of your records), but it will also keep your information out of the mail, which is critical. Almost 80% of ID theft starts with stolen mail!Auto Refinance

To register, please click here. Of course, we are around if you need any help of if you have any questions.



Account Alerts


Let's be honest, most people don't carry around a check register or balance their accounts daily anymore. For the most part, there is no reason to with the convenience that technology brings. You can keep in constant connection with your money through mobile and online banking.

We can still take this control farther. Not only can you check your account at any time, you can keep yourself up-to-date automatically through account alerts. Be notified by either text or email when a specific event happens. For example, you may not balance your account very often and just want to know when your balance gets low. We can send you a text any time your account drops below $100. Or maybe you just want to make sure your mortgage is being paid. We can send you an email when a specific dollar amount is withdrawn. Auto Refinance

It is a fantastically simple way to keep tabs on everything. After all, it is your money we are talking about. To find out how to set up your alerts, please click here. Of course, we can also help you with the process if you run into any problems.