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New at ACU

Credit Union members are part of our community and entitled to the benefits beyond basic banking.


Virtual Banking  Free    ●  Convenient   ●  Secure 

Arapahoe Credit Union offers a variety of services aimed at making your banking experience more convenient. Through these tools members can leverage the convenience of electronic banking while, at the same time, protecting their account information from identity theft and fraud. In addition , we also offer
Electronic Statements and Direct Deposit services. Questions? Contact us.

Account Alerts
Staying on top of your accounts is easier than ever with customizable account notices and alerts. Want to know when your deposit is in? When your mortgage is paid? Just ask our computers to let you know.
Account Alerts Open An Account
Mobile Banking
ACU now offers Mobile Banking via texts and smart phones. Either one will subsidize your regular on-line banking and give you account access as convenient as your cell’s dial pad.
For a complete list of text commands and instructions, click here.
Mobile Banking Mobile Banking
Bill Pay
Paying bills at ACU can be done from one convenient control panel. You never need to pay for checks, envelopes, or stamps again and, moreover, your account is protected from mail theft.
Online Bill Pay Online Bill Pay
Online Banking
Arapahoe Credit Union provides a secure online server that will let you maintain records, transfer, make secured requests, apply for loans and almost anything else you could want to do.
Online Banking Online Banking
Like Us on Facebook Like Us on Facebok
Keep up on what’s up!
Join our community virtually on Facebook.
Follow Us on Twitter Follow Us on Twitter
Find useful information, tips and updates in 140 characters or less.
Insurance Benefits  Discounts    ●  Expertise   ●  Experience

Being a member of Arapahoe Credit Union automatically makes you eligible for additional benefits including discounts on insurance. From free accidental death and dismemberment insurance to discounts on home and auto insurance, you can often get cheaper products from the websites below. Not seeing what you’re looking for? Contact us.

Credit Union Insurance Benefits Home and Auto
Being an owner/ member of Arapahoe Credit Union may qualify for discounts on your home and car insurances through CUNA mutual. Beyond discounts, CUNA is a reliable credit union partner.
Credit Union Insurance Benefits Accidental Death and Dismemberment
ACU offers a free basic $2,000 policy for all of its members through Selman and Company. If you need it, you can also increase your coverage to meet your needs..
Credit Union Insurance Benefits Medicare
Once again, CUNA has partnered with ACU to provide medicate alternatives for our members. Here you can seek out a coverage that is right for you with the assistance of Humana.
Credit Union Insurance Benefits Long Term Care
Long term care is an often overlooked part of retirement planning, but can make a huge difference in the event that it is needed. To find out more, explore your options with our credit union partner.
Don’t walk away from an accident with thousands in debt. Protect your Investment Gap Insurance
Extended warranties at a fraction of the cost Extended Warranty Extended Warranty
It's Never Too Early  Earn $100 and pay less! Interest rates as low as 1.5% APR*  
Refinance Your Loan Auto Refinance Arapahoe Credit Union wants to be your lending resource.
As a not-for-profit we can always offer competitive rates coupled with actual, personal service.

Right now, if you have a loan at another institution, we want you to bring it here. If approved, ACU will pay you, lower your rate*, and give you an optional 90 days without a payment. Let us be your full-service financial partner. We are not-for-profit, so our staff really is here as your advocate on anything.

The application is easy...
  Apply Online or
Join Arapahoe Credit Union Contact Us


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Car Buying Simplified Motorcycle and Boat Loans Car Buying Simplified Car Buying Simplified
Car Buying Simplified Auto Trek

Like Us on Facebook LIke Us on Facebook *Rates based on credit. Approval required. APR is the Annual Percentage Rate.
Car Buying Simplified Follow Us on Twitter
Same Thing...Just Free  No Minimum Balance     ●  No Monthly Fees    
Arapahoe Credit Union has the same services and the same conveniences of large banks, but we do it for members— not shareholders. As such, our basic checking is completely free for our members. Our debit cards? Also, completely free.
Looking to earn interest, learn more about our interest bearing checking account or money markets. Want to get away from the fees and minimum balances?

Credit Union Free Checking Free Checking
 


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Youth Checking Accounts Youth Checking Overdraft Protection Overdraft Protection Convenience Convenience
Learn the ropes... Protect yourself... 1000s of branches,even more ATMs...

Like Us on Facebook Like Us on Facebook
Follow Us on Twitter Follow Us on Twitter
Financial Support Staff Save time, money and...stress
Refinance Your Loan Credit Union Savings Accounts While we serve the entire community, we are still a teachers’ credit union. We have staff members already in the schools and will put any and all effort into making sure the employees of all local schools are taken care of. While you take care of our youth, we’ll help take care of you financially.

Account Packages: Our account packages can include any products that best suit you. We offer the lowest refinance rates around and they automatically come with payment vacations and possible cash incentives. Our cards have low, set rates that don’t charge the nickel and diming fees that litter the banking industry. For your everyday needs, our checking account provides all modern conveniences like mobile banking and debit cards through a free platform.

Save Time, Without Risk: More importantly, we are here to help you build wealth. Finance is our expertise, and our staff is devoted to providing you the resources to be successful. Contact us and we will get you set up with a package built for you.

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IRA Savings Investments Education Savings Education Savings Holiday Savings Holiday Club
Be ready... Start early... Save all year...

Join Arapahoe Credit Union
Earn Money Through Word of Mouth  We’ll Pay for Every Friend You Refer

 

Arapahoe Credit Union is your full-service, not-for-profit institution in the local community. Why not share it with your friends? Right now, if you let a friend know about us and they open an account with one of the below products*, you both get $50. This is unlimited so if you have 10 friends, you can earn $500. Plus, opening an account is easy at either of our branches.
Credit Union Free Checking Open An Account
Contact us... Location and Hours  

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Earn Money Through Word of Mouth Apply for a Loan Earn Money Through Word of Mouth Credit Cards Earn Money Through Word of Mouth Debit Cards
    Lower your rate while
    getting paid...
    Low fixed rates and no cash     advance fees...     No fee, no hassle Visa®     debit card.

Like Us on Facebook Like Us on Facebook * Eligible products include a checking account with direct deposit (any amount), a debit card with 12 transaction in the first 30 days, a new credit card or a vehicle loan. Products should be open within 60 days. Let us know if you have any questions.
Follow Us on Twitter Follow Us on Twitter
Learn Before Your Mistakes Really Matter  

Refinance Your Loan Youth Accounts
Financial success isn’t as easy as it looks. You have to know what’s out there, how it works, and how to use it to your advantage. Too often, these things aren’t covered in your normal education even though the consequences can be dire. You don’t want to find yourself later in life unable to get vehicle financing and rejected for basic checking accounts.

That’s where your credit union comes in...
While banking may seem easy, there are a lot of details that most people don’t think about. For example, a debit card is a fantastic tool. It is versatile, safe, convenient and incredibly useful. However, do you know that your transaction actually goes through three different processes before it even gets to your account here? This is how a lot of people get in trouble with their accounts without even realizing it...

Arapahoe Credit Union has everything you need for your independence, but we do quite a bit more. For starters, we have a system to help you manage and safeguard your accounts. We can adjust your accounts to individualize them for your own situation or simply explain the things that you can expect to see.

Of course, we have an in-house, nationally recognized financial education program and a full time staff of financial experts available. If you ever have questions, please let us know.
 

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Protect Against ID Theft Free Checking Car Buying Simplified Vehicle Loans
Car Buying Simplified Financial Education


Like Us on Facebook Like Us on Facebook We give thousands in yearly scholarships! Follow Us on Twitter Follow Us on Twitter
Rates are Low at ACU  Get Cash Incentives with a Low Rate!

Our Home Equity Lines of Credit give you flexibility similar to a Visa card, but often larger available limits with a lower rate. What this means is that you draw on the account at any time up to your limit and only pay on what you borrow. Couple one of these with a free checking and debit card and you have a fraud protected, versatile account.

We are here to make things easy. Have questions?
Mortgages with ACU Home Equity Line of Credit
Contact us... Apply for a Loan...  

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Refinance at the Credit Union Vehicle Loans

Credit Union Second Mortgages Credit Union Mortgages
Credit Union Personal Loans Personal Loans
Follow Us on Twitter Home Mortgages
          Lock in a low fixed rate...             Loans for pretty much             everything...         Our partner to help you         get financed...

Like Us on Facebook Like Us on Facebook *Annual Percentage Rate. Heloc: Variable rate based on prime plus an additional rate determined by credit score. Property insurance required. Finance charges are imposed once the credit line is accessed. Loan may vary (Maximum of 18.24%APR). Follow Us on Twitter Follow Us on Twitter

Join Our Community  Join the Conversation On-line!

Credit Union Free Checking Like Us on Facebook Follow Us on Twitter Arapahoe Credit Union would love to meet with you on a virtual level! Come participate in our community on
Facebook or exchange financial tips and consumer updates on Twitter. We will also be looking to have regular giveaways and member appreciation gifts just for joining us!
  Facebook Twitter

Join Arapahoe Credit Union South Metro Credit Union


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Arapahoe Commuity Credit Union Our Community
Arapahoe Schools Our Schools
Arapahoe CU Events Upcomming Events

*All social media sites are run by third party companies. While ACU uses these sites to provide additional tools and resources for its members, outside content falls outside of ACU’s full control and responsibility. As such, please use these at your own discretion. Also, please contact us at any time, but also please refrain from disclosing account information on any of these sites.

Third Party Disclaimer - Home and Auto Insurance

You are leaving Arapahoe Credit Union's website and entering an external website that is not hosted by Arapahoe Credit Union. This service is provided by one of our reliable partners who are bound by contract not to share our member's information other than when providing service for Arapahoe Credit Union. We do encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different from those of Arapahoe Credit Union. Please be advised that you will no longer be subject to, or under the protection of, the security policies of Arapahoe Credit Union's website. Arapahoe Credit Union is not liable for information, content or transactions, nor does it guarantee the services provided at other sites. Do you wish to continue?

Continue    Cancel 

Third Party Disclaimer - Accidential Death and Dismemberment

You are leaving Arapahoe Credit Union's website and entering an external website that is not hosted by Arapahoe Credit Union. This service is provided by one of our reliable partners who are bound by contract not to share our member's information other than when providing service for Arapahoe Credit Union. We do encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different from those of Arapahoe Credit Union. Please be advised that you will no longer be subject to, or under the protection of, the security policies of Arapahoe Credit Union's website. Arapahoe Credit Union is not liable for information, content or transactions, nor does it guarantee the services provided at other sites. Do you wish to continue?

Continue    Cancel 

Third Party Disclaimer - Medicare

You are leaving Arapahoe Credit Union's website and entering an external website that is not hosted by Arapahoe Credit Union. This service is provided by one of our reliable partners who are bound by contract not to share our member's information other than when providing service for Arapahoe Credit Union. We do encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different from those of Arapahoe Credit Union. Please be advised that you will no longer be subject to, or under the protection of, the security policies of Arapahoe Credit Union's website. Arapahoe Credit Union is not liable for information, content or transactions, nor does it guarantee the services provided at other sites. Do you wish to continue?

Continue    Cancel 

Third Party Disclaimer - Long Term Care

You are leaving Arapahoe Credit Union's website and entering an external website that is not hosted by Arapahoe Credit Union. This service is provided by one of our reliable partners who are bound by contract not to share our member's information other than when providing service for Arapahoe Credit Union. We do encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different from those of Arapahoe Credit Union. Please be advised that you will no longer be subject to, or under the protection of, the security policies of Arapahoe Credit Union's website. Arapahoe Credit Union is not liable for information, content or transactions, nor does it guarantee the services provided at other sites. Do you wish to continue?

Continue    Cancel 

 
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