Send a qualified referral our way and we'll get you on track to earn up to $790!

Rewards include Uber rides and brewery gift cards. Increase your rewards, choose your tours and have a night out at the breweries!

In short: We will pay you for each qualified new member you send our way. $65 for your first. Another $75 for your second. $100 for your third. You choose the gift, gift cards or cash. $50 gifts begin from referral four through nine. A qualified referral is achieved by simply opening a checking account and active debit card or opening a loan product. That's it!

On your tenth, qualified referral, we offer you the big prize of $250 of cash or Uber credit and gift cards.

Your friends get paid too!

If your friend/ family member comes to us and opens a basic checking account and active debit card, we send them a sixty-five dollar gift of their choice. A simple loan product? That goes up to $150. Refinance a vehicle and they receive will receive $150 plus up to $150 extra for the refinance! That's a maximum of $300 plus 90 days free from payments. We can most likely get them a lower rate as well!

We can help almost anyone, especially those still locked into one of the big banks. So confident in this, we will pay a person $25 for simply giving us the chance by completing a full application (it's a quick visit to one of our branches).


Active accounts are defined as having an active debit card or a loan. Arapahoe CU is only obligated to pay on fully qualified referrals. We may, at our sole discretion pay out on good faith attempts to refer new members. If you make a referral and the new member doesn’t or isn’t able to receive these additional services (application required), we will still pay $25 (gift card) upon visit. Non- qualified online and phone applicants are not eligible for payment. This payout is limited to one per membership/ person. ACU is Federally Insured by the NCUA. Let us know if you have any questions. Restrictions may apply. Approval required on new accounts/ products. Cumulative rewards will be reported on member’s year-end 1099. Values shown are max values. We want to give you the items you most want, but this could be subject to limitation and the credit union reserves the right to provide cash equivalents if necessary. Cash equivalents for those not over 21. Offer subject to change or cancelation at any time and without notice.

Live Your Lifestyle

We all want to live our own way.  It's important that we do it the right way.   Arapahoe CU looks to help.